8.25% fixed rate the first year, 8.50% fixed rate the second year, and the rest of the term TBP + 4.45%
Maximum term 40 years
Percentage of financing: 70%, (not applicable for lots or larger amounts
To 100 million colones)
7.50% fixed the first three years, remaining Libor 6 months + 9.00%
Maximum term 30 years
Percentage of financing: 80% and 100% with additional mortgage guarantee.
Note: Separate funding will be provided since the allocated resources are limited (up to € 60 billion in
Colones and $ 15 million dollars), so it has a validity of 30 calendar days after delivery
After that, and unless there is justification, the resources become available immediately after the
Life and fire policies are included in the rate
The appraisal will not be charged because it is a prequalified project
Bank commission will be 1.75% of 2% negotiable for customers who purchase the bonding package
(Credit Card + Account (savings / current.) + Internet Banking + Payments System (BNPAR).
Discount of 0.25%.
We will work with a plant notary so the client will not have to pay the fees
Photocopy of the current identity card (Debtors and Co-debtors).
Word status detailing: date of issue, gross and net salary, occupation in the company, date
Income and indicating if you are free of embargoes.
Breakdown of wages or pay stub.
Copy of the Employee Order.
In case of not being salaried: Certification of income issued by a public accountant
Authorized (CPA), (date of issue, economic activity, gross and net income of the last
12 months). Worksheet and Justifications.
Opening a Current or Electronic account with the BNCR (if you already have an account you do not need
Option of Purchase and Sale.
In case of having credit cards, present last 6 statements of account.
Complete the corresponding forms to the BNCR.